There is no one-size-fits-all approach to life insurance. The purpose of life insurance is to solve your specific needs. That’s why we use a needs analysis formula to determine the best policy for you. The analysis will tell us what type of insurance and how much is most appropriate. And then we leave the decision-making to you.
Term insurance is usually the best fit for families with young children at home because the low cost fits well within the family budget. For as little as $10/month or $15/month you can get a decent amount...
Children are being diagnosed with serious medical conditions more frequently than ever. Environmental factors can cause cancer and genetics play a role in Type 1 diabetes and heart conditions.
Not many years ago you could buy a long-term care policy that was fairly affordable and that would cover your costs if you ever needed a long-term stay in a nursing home.