4500 S. Lakeshore Dr.

Suite 342 Tempe AZ 85282

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+1 480-699-5540

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Budget Help

The Road To Financial Freedom Begins With Budgeting!

Only about 1 in 3 American households actively use a financial budget. A 2019 study from GOBankingRanks shows that 64% of Americans will not be financially prepared for retirement by the time they reach retirement age. Do you think there is a correlation? We do!
The #1 reason so many people will be unprepared for retirement is that they fail to save adequately during their working years. What’s interesting is that the survey results include families in a wide range of income levels. In other words, it’s not just the low-income who will not be ready for retirement. It’s the middle and upper-middle class as well. These people are not budgeting. Or if they are – their budget is no more than a damage report that they look at once the month is over!
Using a personal cash-flow budget can turn things around for you.

irs tax payment plan

Creating A Budget Is Simple

This short video from Discover Bank shows how easy it can be to set up a budget that can work for you.

Put You In Control Of Your Money!

Using a budget plan means proactively directing your money where it needs to go. It is the opposite of looking back at the end of the month and wondering where it went. Having a budget plan for your money will help you achieve your goals much faster because it will help you spot areas that need adjustments. Keep this in mind. ALL of Americas most financially successfully families use a budget. They do it because it works! And they do it because it enables them to have the financial freedom they want. Do you want to be financially successful, too? Then here is where you need to start.


Budgeting Tool

There are many tools and programs out there that will help you create a budget. The one we recommend is Countabout.com. Within a few minutes you can set up a budget system that will help you take control of your money and start building your lifetime savings!


Accomplish Your Goals

As a rule of thumb, your aim should be to direct no more than 50% – 60% of your total income to essential living costs (needs). Your personal expenses (wants) should be no more than 20% – 30% of your income. And the ultimate goal is to direct 20% of your income to savings and investing activities. If you can follow this formula on a consistent basis then you will well on your way to financial freedom!

irs payment plan

Need Help Creating A Budget? Let Us Help You

Our budget planning service can develop multi-year cash flow models in which short- and long-term expenditures (tax payments, new residences, children’s education, retirement, etc.) are anticipated and appropriately funded. We will also model cash flows that can be available to various investment strategies. We can help you determine:

With Cash Flow planned well, the day-to-day management of your finances is easier and you will be more likely to reach your financial goals in a timely manner.


Getting started is easy. The first step is to let us know how we can help you. Just fill out the simple contact form below and we will be in touch with you right away – or just call us at 480-699-5540.