Retirement Planning Services
Are You Ready For Retirement?
What do you want to do when you retire?
Maybe you’re eager to finally write that mystery novel. Or perhaps you see yourself travelling the world, venturing to mountaintops and villages and famous landmarks.
Have you considered the following:
- What investments pay the best dividends for your investment
- What account has the lowest tax benefits
- What investments are reliable for your long-term plans
- When you can withdraw your 401k’s funds
By simply depositing money into a savings account, you may be losing thousands of dollars in potential earned retirement funds.
If you’re wondering whether you have enough saved for retirement (or you’re overwhelmed with investment and savings options), consider meeting with one of our retirement planning financial advisors.
What Are Retirement Planning Services?
Retirement planning services can help you determine the best investment and savings options for securing your future.
With retirement planning services, you don’t have to gamble on your future. An experienced professional will evaluate your income, listen to your retirement goals, and create a strategy for successful savings.
Some areas a financial planner can help navigate include:
- And more
You’ve earned a relaxed, worry-free retirement. Don’t stress over finding the best retirement savings plan; instead, come to us. At Larson Wealth Management, we’ll ask you questions about your goals, analyze your current financial situation, and build a step-by-step investment plan to secure your future.
Talk With Larson Wealth Management for Guidance
Larson Wealth Management was founded in Tempe by Don Larson, a Certified Financial Planner with over 15 years of experience. Don believes it is his purpose to help Arizona individuals and families navigate challenging financial situations for a better, happier future.
Here are a few areas we advise:
You’ve probably heard “401k” tossed around at work and in financial books. You’re possibly aware that a 401k is an investment account that accepts employer contributions in addition to your personal contributions.
However, are you aware that there are multiple types of 401k’s?
Some are more flexible, while others have better tax advantages. In addition, some require that you work for your employer for several years before accessing your retirement fund.
Our retirement planning professionals will examine your current 401k’s, explain their details, and answer any questions you may have. Then, your advisor will help you decide how much income to invest in your 401k – and how much to invest elsewhere.
An IRA is not the same as a 401k – but it’s very similar. An IRA is a retirement savings account that individuals can contribute to (even if self-employed).
The money is either taxed on deposit, or on withdrawal. You can contribute to both an IRA and a 401k every year – but only certain amounts, so many people contribute to both to maximize retirement savings.
Our advising professionals help individuals select and manage IRA investments, including:
- Traditional vs Roth IRAs
- Calculating compound interest
- Determining the best amount to invest each year
- Investing IRA funds in money markets, CDs, and other opportunities
- And more
If you’re interested in building your retirement fund, investing in an IRA is one of the best steps you can take. Don’t guess which IRA investment is right for you; talk to one of our knowledgeable investment professionals today.
Get In Touch with Us Today!
How do you feel about your retirement fund? If you’re worried, feel overwhelmed, or just have questions, give us a call. Our trained staff can answer your questions and set up a meeting with a financial planner in Tempe today.